Vision Banking and e-banking
Vision Banking is core banking software for private banks, wealth managers, intermediaries and private client lenders. It brings client and account management, transactions, multi-currency products, investments, loans, accounting and reporting together, with e-Banking extending secure mobile and online access to clients.
Core banking and digital access, working together
Non-retail banks manage relationships and transactions that rarely fit a standard retail banking model.
Vision provides a real-time, client-centred operating environment capable of supporting complex ownership, product holdings and transaction types.
Configurable rules enable Straight Through Processing at a level aligned with the bank’s risk appetite, while e-Banking extends the platform to private clients and intermediaries through mobile-responsive online access and branded applications.
Run more of the bank from one platform
See the complete client and account relationshipLink clients and accounts flexibly, from single-owner relationships to multi-member groups with percentage ownership, so teams can understand complex structures, holdings and transactions in context.
Increase automation without surrendering controlUse configurable rules to support Straight Through Processing at a level aligned with your risk appetite, while retaining approval controls for transactions requiring human oversight.
Manage complex products and currencies togetherHandle multi-currency products, foreign exchange, securities, deposits and loans within the same environment, supported by real-time processing and flexible interest and charging rules.
Connect operational activity with accountingBring transaction activity into an integrated General Ledger, management information and financial reporting, reducing handoffs between banking operations and finance teams.
Give clients a connected digital experienceExtend Vision through e-Banking, providing private clients and intermediaries with mobile-responsive access to accounts and online payments, supported by branded iOS and Android applications.
Adapt the platform around your bankConfigure products, attributes, data-entry screens and workflows around your requirements, with scalable technology and integration options that support changing business volumes and regulatory needs.
Connect every stage of the banking relationship
Bring client records, transaction processing, financial control and digital access together so information moves through the bank with less friction.
- Flexible client and account relationships
- Single-owner and multi-member group accounts
- Percentage ownership recording
- User-configurable client and account attributes
- Integrated diary and document management
- Real-time transaction processing
- Configurable Straight Through Processing
- Forward and back-valued transactions
- Standing orders
- BACS, SWIFT and API integration
- Integrated foreign exchange processing
- Spot, forward and back-valued FX deals
- Automatic settlement and real-time position reporting
- Multi-currency products and accounts
- Securities administration and corporate actions
- Deposits and loans
- Flexible interest and capitalisation rules
- User-configurable products and charging
- Integrated General Ledger
- Balance Sheet and Profit and Loss reporting
- Management information and flexible reporting
- Private client and intermediary online access
- Online payments
- Real-time links between digital channels and the back office
- Branded iOS and Android applications
- Training, support and ongoing development
Product information needed - confirm Vision’s current architecture, deployment and hosting options. Existing material describes both a browser-based solution and a Windows desktop client.
Confirmation also needed on the scope of current open banking and PSD2 functionality.
Uptime SLA
Growth without proportional operational overhead
Vision was developed to help banks take on more business without continually expanding their operations teams. In one published implementation, Investec Bank Channel Islands more than quadrupled its book without increasing the size of its operations team.
The platform has continued to evolve alongside changing business, client and regulatory requirements.
Security and control throughout the platformVision combines layered permissions, configurable authorisation and detailed transaction history with dedicated security capabilities for mobile and online banking.
Restrict access at the right levelControl access at module and feature level, define permissions by user group and filter data by user, helping limit information and functionality to appropriate people.
Require a second pair of eyesApply four-eyes authorisation where required, allowing the bank to automate appropriate activity while retaining human approval over sensitive transactions and exceptions.
Protect mobile and online accesse-Banking uses the OneSpan Mobile Security Suite. Published implementations have included two-factor authentication, push-delivered one-time passwords and application shielding against mobile threats.
Vision also maintains a fully logged history table to support traceability and audit requirements.
Who is it for?
Vision Banking and e-Banking are designed for organisations providing complex, non-retail banking services, including private banks, wealth managers, intermediaries, private client lenders and specialist banking providers.
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Questions answered
Vision Banking is designed specifically for the non-retail banking sector. It combines client and account management, transactions, multi-currency products, investments, loans, accounting and reporting within one configurable environment.
Vision uses configurable rules to determine how far transactions move automatically, allowing each bank to align processing with its risk appetite. Four-eyes authorisation can be retained wherever human review is required.
Vision supports flexible client and account relationships, including multi-member group accounts with percentage ownership. It also manages multi-currency products, transactions, foreign exchange, investments, deposits and loans.
e-Banking extends the core platform with mobile-responsive access for private clients and intermediaries, online payments and branded iOS and Android applications. OneSpan security technology supports the protection of digital access.
Yes. Banks can configure products, client and account attributes, data-entry screens, interest rules, capitalisation and charging. Vega can also provide development support for requirements beyond the standard configuration.
In good company.
From boutique trust companies to global banks, teams across the industry run on Vega.
Vega has taken the manual grind out of our client administration — what used to take days now runs quietly in the background.
Adam JefferiesJTC GroupCompliance and reporting we can stand behind at audit. The evidence is always there when we need it.
Richard MorrisPraxisOnboarding that used to take weeks now takes days. Our clients feel the difference from day one.
Sophie YabsleyTitan Wealth